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Chapter 2 - The Paper Trail

The screen glowed beneath a spray of chlorine droplets. With trembling fingers, I swiped open the notification.

My stomach plummeted into a bottomless void.

There it was. A standard North Carolina general warranty deed, conveying all rights, title, and interest in parcel 442-B—Dad’s beloved lakefront refuge—to a corporate entity named Osprey Point Capital, LLC. The purchase price was listed as $550,000. That was less than half the property’s assessed tax value, and a fraction of what waterfront lots were trading for on Lake Norman.

And right there, on the bottom line above the pre-printed name *Emily Vance*, sat a cursive signature.

It looked eerily like mine. The loop of the *E*, the sharp cross of the *t*, the sweeping tail of the *y*. But below it was an official seal from a mobile notary based in Mecklenburg County, stamped exactly three days after my shoulder surgery—a day when I had been completely incapacitated on prescription painkillers in a blackout bedroom, unable to lift my head, let alone sign legal real estate documents.

“What signature, Jenna?” Ethan repeated. His voice wasn’t loud, but it cut through the hum of the patio like a razor through gauze.

Jenna laughed, a brittle, shrill sound that didn’t reach her eyes. “It’s nothing, Ethan. Just some family paperwork. Don’t act like my parole officer in front of our guests.”

“Family paperwork?” Ethan stepped out onto the patio. He bypassed Jenna completely and walked straight toward me, draping the heavy towel over my shivering shoulders. His eyes dropped to my phone screen, which was still brightly illuminated with the executed deed.

Ethan was an operations director for a regional commercial builder; he looked at closing binders, municipal permits, and title commitments for a living. His eyes tracked the legal description, the notary block, and the forged cursive strokes. When he registered the date of the notary stamp—June 14th—his jaw muscles clenched until a tendon bulged beneath his skin.

“June fourteenth,” Ethan whispered. “You were in the ICU on June twelfth, Emily. On the fourteenth, you were staying in my guest room because your AC died, and you couldn’t even hold a water bottle.”

“Ethan, stay out of this!” Jenna snapped, her veneer finally cracking. She marched across the flagstones, her designer wedges clicking loudly. “This is Vance family business. You don’t understand how Dad structured things!”

“Then explain it to me,” Ethan said, standing up to his full height. He had six inches on her, and while he was normally the patient, affable mediator of our loud Southern family, his stance was stone. “Because your maid of honor just said you didn't have her cooperation. And you just said you already have her signature. On a deed transferring your late father's property two days from now.”

Kara, standing near the hydrangea shrubs, took a deliberate step backward, clutching her designer clutch against her chest like a riot shield. “I don't know anything about it,” she squeaked, turning her back on the entire gathering and practically running toward the side gate.

“Kara, wait!” Jenna shouted, but Kara was already gunning her sedan down the driveway.

Our mother, Eleanor, rushed over with a glass of champagne in hand, her eyes darting nervously toward the neighbors who were watching the scene unfold from across the lawn. “Jenna, darling. Emily, please. Let's go into the study. People are watching. Ethan, lower your voice, your parents are over by the gazebo.”

“Let them watch,” Ethan said coldly. “Jenna, did you forge Emily’s name on a conveyance deed?”

“I didn't forge anything!” Jenna’s face flushed an ugly crimson beneath her bronzer. “Dad always intended for that property to support my future! Emily is a high school art teacher; she doesn't have the money to pay the property taxes, the insurance, or the upkeep! I found an investor who was willing to buy it as-is for cash! It’s an all-cash deal, Emily! You’ll get your half of the money!”

“Five hundred and fifty thousand?” I whispered, struggling to stand. The towel felt wet and heavy against my skin, but the cold inside me had nothing to do with the pool water. “The lot alone is worth 1.3 million. Who is Osprey Point Capital, Jenna?”

Jenna’s lips pressed into a bloodless line.

“Answer her,” Ethan demanded.

“It's a private development group,” she stammered. “It’s an investment vehicle!”

“Whose investment vehicle?” Ethan pressed.

When Jenna didn't answer, Ethan pulled out his own smartphone. He tapped the screen rapidly, searching the North Carolina Secretary of State’s public business registry. For sixty seconds, the only sound on the terrace was the drip of pool water from my dress and the gentle hum of the pool filter.

Ethan’s face went completely pale. He slowly lowered his phone and looked at the woman he was supposed to marry in twelve weeks.

“Marcus Vance,” Ethan said, his voice dropping to a deathly hush.

My heart stopped. Marcus Vance wasn't an uncle or a cousin. He was Jenna’s ex-boyfriend from college—a disbarred financial advisor who had served eighteen months in federal prison for securities fraud three years ago.

“You’re selling your father’s house to Marcus Vance for half price?” Ethan stared at her as if she were a total stranger. “Why? Why would you funnel five hundred thousand dollars in equity into a convicted felon's shell company?”

“Because he has offshore connections!” Jenna blurted out, her composure completely shattering into frantic rage. “He guaranteed me a three-to-one return on a private crypto arbitrage fund in the Caymans! We were going to buy the penthouse on Queens Road, Ethan! I did it for us! So we wouldn't have to live in some cookie-cutter suburb with a thirty-year mortgage!”

The backyard went so quiet you could hear the bees in the wisteria.

Ethan slowly took off the gold watch Jenna had given him for their anniversary, placed it on the glass table next to my phone, and stepped back.

May you like

“There is no ‘us,’ Jenna,” Ethan said quietly.

***

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