At 3:07 in the morning, a man from the United States Embassy in Switzerland called to tell me there had been an avalanche—

Madison began to cry softly, her hands trembling as she pulled the sheets up to her chin.

"Mrs. Bennett... please... I'm so sorry," she sobbed. "Evan told me you two were separated! He told me you didn't care about him anymore! He said the credit card was a joint account that he earned!"

"Evan hasn't earned seventy thousand dollars in his entire life, Madison," I said quietly. "And you knew that. You sat at my dinner table, ate my food, and smiled in my face while planning a luxury trip on my dime."

"I was stupid!" she wept. "Please don't press charges! I'll give everything back! The watches, the clothes, the jewelry—I'll return all of it!"

"You will return it," I agreed. "Because the Swiss police have already impounded the entire contents of your chalet. But returning the items doesn't clear the debt."

I pulled out a tablet screen and showed her the master bill from the Verbier resort, the private helicopter team I had hired to save her life, and the medical bills from the Bern hospital.

"Total cost of your Swiss vacation: $142,500," I read off the screen. "And since Evan has no money, no job, and is currently being processed in a Swiss jail, the entire liability falls onto you."

Madison’s eyes widened in sheer horror. "I don't have $142,000! I make sixty grand a year!"

"Then I suggest you get a second job," I said, sliding my tablet back into my bag. "Because my attorneys are filing a civil suit against you in New York tomorrow morning for tortious interference and fraud. Every dollar you earn for the next fifteen years will be garnished to pay off my bank account."

She buried her face in her hands, her shoulders shaking with helpless sobs.

"Oh, and Madison?" I added, pausing at the doorway.

She looked up through her swollen, tear-stained eyes.