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Chapter 3 - The Investigation

Word Count Target: ~1,500 words

The next forty-eight hours turned into a masterclass in forensic financial research.

Using my professional database access and a few private investigator contacts I had cultivated through years in wealth management, I began digging into Derek’s background. Within two hours, his pristine, charming fiancé persona had completely dissolved, revealing a trail of financial wreckage that would make any sane investor run for the hills.

Derek wasn't an innovative tech entrepreneur. He was a professional grifter wrapped in an expensive J.Crew suit.

I pulled up the corporate registry records for his previous business ventures. Failed LLC number one: Apex Logistics Solutions—dissolved after six months following multiple lawsuits from unpaid independent contractors. Failed LLC number two: Vanguard Digital Media—bankrupted under mysterious circumstances after investors accused him of funneling company funds into personal cryptocurrency wallets.

There were dozens of unresolved consumer complaints, pending civil judgments for breach of contract, and a trail of unpaid freelancers who had never seen a dime for the graphic design and software coding they had done for his so-called "revolutionary startup."

And now, he had set his sights on my family. Or rather, my family was foolish enough to offer me up as his next financial victim, assuming I was too blind, too desperate for their approval, to check the background credentials.

The best part of my discovery? I found out through corporate filings that one of Derek’s primary potential high-net-worth investors—a notoriously ruthless venture capitalist named Peter Hastings—was scheduled to attend Mia’s formal engagement party as an honored guest.

Peter Hastings was a legend in the Boston financial district. He was brilliant, brutally honest, and had a zero-tolerance policy for fraud. If Hastings found out that the man trying to pitch him a seed-round tech investment had two bankruptcies and pending civil fraud lawsuits under his belt, Derek wouldn't just lose funding—he would be laughed out of polite society entirely.

And suddenly, I knew exactly what my role at the engagement party was going to be.

I wasn't going to yell. I wasn't going to throw a punch, cause a scene, or storm out dramatic style like I had at the anniversary dinner.

This time, I was going to play the long game.

I was going to show up looking like a million bucks, take my assigned seat at the table without a single complaint, and let the cold, unvarnished facts speak for themselves right in front of the entire family and their golden-boy investor.

Three nights before the engagement party, my phone lit up with a text message from an unknown number. I checked the preview: it was from my mother.

Connor, we know you’ve been distant, but family is family. Mia wants you there. We saved you a seat at the main table right next to your father. Please come.

I stared at those five words on my screen: We saved you a seat.

I let out a low, humorless chuckle.

For most of my life, having a physical place at their table had felt like an elusive privilege—something I had to constantly earn through compliance, financial gifts, and silent endurance.

This time, walking into that room didn't feel like winning at all. It felt like walking into a trap set by amateurs who had no idea they were locking themselves in a cage with an apex predator.

Because this time, I wasn't showing up with a gift envelope full of cash.

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I was bringing something infinitely more valuable: the absolute, undeniable truth.

And not a single person sitting at that banquet table had any idea what was coming.

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