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Chapter 9 - The Morning After

Dawn broke over Raleigh with a pale, cold light that matched my mood. I woke up before sunrise, dressed in a fresh civilian outfit—jeans, boots, and a dark flannel shirt—and quietly slipped out of Brenda’s house while the rest of the neighborhood was still asleep.

My first stop was First National Bank downtown. As soon as the glass doors unlocked at nine o’clock, I walked straight to the VIP service desk.

The loan officer, a middle-aged woman named Mrs. Gable who had known me for years, took one look at my stern expression and hurried me into her private office.

“Mr. Hayes,” she said nervously, opening her terminal. “We weren't expecting you back so soon. Is everything alright with your account?”

“Not quite, Mrs. Gable,” I said, sliding the printed statements across her desk. “I need a complete, certified audit of every outgoing wire transfer made from my primary service account over the past eight months. Specifically, transfers made to an entity called Miller & Associates LLC.”

Mrs. Gable typed furiously into her keyboard, her eyebrows furrowing as the data loaded on her screen. After a few agonizing minutes of silence, she stopped typing and looked up at me with a troubled expression.

“Mr. Hayes... I’m looking at the authorization logs for these transfers,” she said slowly. “They weren't automated. And they weren't initiated online from an unknown IP address.”

My jaw tightened. “Go on.”

“They were authorized in person, right here at this branch,” Mrs. Gable continued, turning her monitor slightly so I could see the digital signature pad logs. “Accompanied by a valid military power of attorney document... signed and notarized by your wife, Sarah Hayes, and co-signed by your brother, Derek Miller.”

The air rushed out of my lungs.

A notarized power of attorney.

Sarah hadn't just stolen my money behind my back using a weak password or an online hack. She had legally executed a fraudulent power of attorney document while I was downrange, granting herself full control over my financial assets.

“Mrs. Gable,” I said, my voice dangerously low. “When was this power of attorney filed with the bank?”

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She checked the timestamp.

“Three weeks after you deployed, Mr. Hayes. November twelfth.”

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