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Chapter 8 - THE MORTGAGE AND THE MADNESS

At 3:00 PM that afternoon, Olivia Vance was sitting in her spacious living room in Long Island, sipping tea from a delicate china cup while watching a home renovation show on her big-screen television.

The front door chimed loudly.

"Oh, who could that be now?" Olivia huffed, setting her teacup down on a saucer. She assumed it was a delivery driver bringing her new luxury shoes.

She opened the heavy wooden front door—and instantly froze.

Standing on her porch was Maya, wearing her bespoke cream suit, accompanied by Julian Sterling and a stern-looking man holding a leather briefcase. Behind them in the driveway sat two luxury black sedans.

Olivia’s face twisted into an expression of pure disgust. "You? How dare you show your face on my porch after abandoning my son! Where is my granddaughter?"

"Lily is in a safe, loving home," Maya said calmly, stepping past Olivia right into the foyer without asking for permission.

"Get out of my house!" Olivia shrieked, following her into the living room. "I will call the police! You are trespassing!"

"Actually, Mrs. Vance," the man with the briefcase spoke up smoothly, stepping forward, "you are the one currently occupying property owned entirely by Sterling Real Estate Holdings."

Olivia blinked, confused. "What are you talking about? This is my house! My late husband bought this lot twenty years ago!"

The legal representative opened his briefcase and produced a deed document.

"Your son Richard took out a second secret mortgage of four hundred thousand dollars on this property six months ago through a private lender to cover his personal debts," the attorney explained. "That private mortgage went into default three weeks ago. Yesterday afternoon, Sterling Real Estate Holdings purchased the defaulted mortgage note from the bank in full."

Olivia’s hands began to shake violently. "No... no, Richard wouldn't do that! He promised me he was handling the finances!"

"Your son is currently sitting in a jail cell in Manhattan facing felony embezzlement charges," Maya informed her coldly, looking around the living room at the expensive crystal vases and plush couches. "He stole from his company, he stole from his family, and he destroyed your home."

Olivia gasped, clutching her chest, falling back onto her sofa. "Jail?! Richard is in jail?!"

"He will likely be serving three to five years in state prison," Julian added sharply. "And as for this property, Mrs. Vance, you have forty-eight hours to vacate the premises before foreclosure proceedings commence."

Olivia looked up at Maya, her arrogant demeanor completely shattering into pathetic desperation. Tears began streaming down her heavily made-up cheeks.

"Maya... please..." Olivia sobbed, reaching out her hands. "I’m Lily’s grandmother! You can't throw me out on the street! We’re family!"

Maya looked down at the woman who had sat back and laughed while her head was shoved into a birthday cake. She remembered Olivia's cruel words: It’s about time someone put that girl in her place.

"We were never family, Olivia," Maya said softly, turning her back on her. "You treated me like trash because you thought I had no power to fight back. You were wrong."

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As Maya walked out onto the porch, Olivia’s desperate wails echoed through the large, empty house.

Maya stepped down the stone pathway, feeling the warm afternoon sun on her face. The heavy chains of her past had finally shattered into dust.

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