Chapter 5 - The Insurance Trap
I sat in Eleanor's office, my hands shaking so violently I could barely hold the paper detailing the insurance policy.
"She wasn't just trying to cover up an accident," Eleanor said gravely, laying out the documents. "Claire was heavily in debt before she married you. Her wellness clinic was operating at a major loss. She married you for your home equity, and she took out this policy on Nora claiming the child had pre-existing high-risk behavioral tendencies."
"She was setting up an narrative," I realized, a cold wave of nausea washing over me. "If Nora ever had a fatal 'accident' under Claire's care... the forged medical records showing she was 'clumsy' and 'self-harming' would protect Claire from criminal charges while letting her collect half a million dollars!"
"Exactly," Eleanor confirmed. "It’s a calculated, predatory setup. But now that we have the falsified urgent care form signed by her, her entire narrative is falling apart."
That afternoon, Eleanor filed an emergency petition for an ex-parte restraining order and an immediate freeze on all joint assets.
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By 4:00 PM, police officers arrived at Claire’s clinic to serve her with the restraining order and seize her business records.
When Claire realized her bank accounts were frozen and her insurance scheme was exposed, her desperation turned into open warfare.
