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Chapter 3 - Black Friday Chaos

The sun rose crisp and cold on Friday morning, casting a pale golden light across the frost-covered lawns of the city. While the rest of the world was elbowing their way through department store doors for Black Friday deals, the financial sector was waking up to an entirely different kind of shopping spree.

At precisely 8:01 a.m., federal banking regulators, acting on the emergency forensic audit package compiled by Sterling Forensics, slapped an immediate, unappealable asset freeze on every single corporate and personal account tied to Richard Mercer, Mercer Holdings, and the Mercer Family Trust.

I sat at my kitchen counter, sipping my morning coffee, watching the live financial wire updates on my dual monitors.

Within forty-five minutes, the panic ripple hit.

My phone rang. It wasn't Eric this time. It was Richard Mercer himself.

I swiped to answer, keeping my voice cool, professional, and utterly detached. “Sterling Forensics. Claire speaking.”

“Claire? What in God's name is happening?!” Richard’s voice was high-pitched, frantic, and entirely stripped of its usual arrogant authority. “Our corporate operating accounts have been locked! The banks are claiming federal fraud investigations! My personal credit cards were just declined at a fuel station! What do you know about this?!”

I took a slow, deliberate sip of my coffee.

“Good morning, Richard,” I said smoothly. “I know that you spent the last four years embezzling twelve million dollars from Arthur Vance’s investment portfolio through shell corporations registered in the Caymans. I know that your family’s entire estate, including Diane’s precious dining room table, is currently legally tethered to illicit funds. And I know that your assets are about to be seized by federal marshals.”

A suffocating silence hung on the line. Richard breathed heavily, the realization crashing over him like a tidal wave.

“You...” Richard choked out, his voice trembling with a mixture of terror and blind rage. “You’re the forensic accountant Arthur hired? You’ve been inside our books for weeks?!”

“Months, actually,” I corrected pleasantly. “Your son introduced us at a charity gala six months ago. He bragged about how smart I was with numbers. Turns out, he was right.”

Before Richard could scream another threat, I disconnected the call and blocked his number.

An hour later, my doorbell rang.

I walked to the front door, unlocked the deadbolt, and pulled it open.

Standing on my porch was Eric. He looked like he had aged five years overnight. His hair was messy, his eyes were bloodshot, and he was wearing the same wrinkled shirt from Thanksgiving dinner. He looked pathetic, shivering in the cold November air.

“Claire,” he breathed, stepping forward as if to enter.

I didn't move an inch. I planted my shoulder firmly against the doorframe, blocking his entry entirely.

“You can’t come in, Eric,” I said calmly.

“Claire, please,” he stammered, his voice cracking. “My parents are losing everything. The feds are at the house. Dad’s talking about bankruptcy, the accounts are frozen, and... and Mom is having a complete nervous breakdown because the credit card companies canceled her accounts. Everything is falling apart.”

“I noticed,” I replied, checking my fingernails with feigned boredom.

“You knew, didn't you?” Eric stared at me, sudden horror dawning in his eyes. “When you walked out yesterday... you already knew what was coming.”

“I knew that your family was built on a foundation of stolen money and profound disrespect,” I said, looking him dead in the eye. “And I knew I wasn't going to spend my holiday cooking for criminals who treat me like dirt.”

Eric’s face flushed with shame and panic. He reached out, grabbing my hand. “Claire, we’re married. We’re a team. You can fix this, right? You know people at the firm, you can call the investigators, you can tell them it’s a mistake—!”

I pulled my hand out of his grip with a sharp, definitive jerk.

“We aren't a team, Eric,” I said coldly. “We’re divorced as of the conversation we’re having right now. And by the way... you’re standing on my porch.”

May you like

He blinked, confused. “What?”

“This house,” I smiled faintly. “I bought it three years before we got married. You’re a tenant. And your lease has just been terminated.”

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