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Chapter 14 - Conduct and Financial Default.

The occupants were required to cover the baseline property taxes, insurance, and maintenance through an escrow account managed by the LLC. If payments defaulted for more than ninety consecutive days, or if the occupants engaged in actionable bad faith or fraud against the LLC’s interests, the tenancy would instantly terminate with sixty days' statutory notice to vacate.

For three years, I secretly supplemented their escrow shortfall from my own earnings just to keep the peace. I carried their dignity on my back while Evelyn called me a corporate bean-counter who lacked refinement.

Then came last October.

I discovered that Evelyn hadn't paid the property taxes in fourteen months. Instead, she had diverted the money from the escrow account—funds I had secretly subsidized—to finance an extravagant European vacation for Sarah and her new socialite fiancé, Julian. Worse, Evelyn had forged my father’s signature on an equity loan application against a property she no longer owned, attempting to borrow another $200,000 against Apex Crest's asset.

That was the line.

I stopped supplementing the escrow. I let the formal legal notices run their course. The final notice of lease termination and demand for surrender of the premises had arrived at the Highland Park house yesterday afternoon, marked *Personal and Confidential: Addressed to Arthur Montgomery*.

Evelyn must have intercepted it while rummaging for Christmas cards.

I closed the binder and ran my hand across the cool leather.

My phone chimed again. A text message from Sarah.

*Sarah: You think you’re so clever, don’t you? You miserable bitch. Mom is hysterical. Dad is locked in the bathroom. If you think your cheap little legal tricks are going to steal this family's heritage, you’re dead wrong. Mom’s calling Julian’s family attorney in the morning. We are going to destroy you.*

I looked at the message, felt no surge of anger, no quickening of my pulse, and typed a three-word response:

*Merry Christmas, Sarah.*

May you like

I blocked her number, set the phone facedown, and walked to the window to watch the snow bury the street.

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