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Chapter 5 - The Frozen Accounts & Garrick's Desperation

By 4:00 p.m., the panic had spread like a toxic spill from the motel room on Route 4 to Garrick’s luxury home in the gated enclave of Whispering Pines.

Vanessa, Garrick’s socialite wife, had spent the afternoon hosting an intimate New Year’s Day champagne brunch for the neighborhood elite. Or rather, she had attempted to.

At 2:15 p.m., while six couples were sipping mimosas on their heated travertine patio, Garrick’s private wealth advisor from JPMorgan had called his personal cell phone. The advisor informed him that his primary liquidity lines, his collateralized home equity credit, and his personal American Express Centurion cards had been suspended pursuant to a federal asset-freeze injunction issued by the U.S. District Court for the District of Delaware.

Twenty minutes later, the catering staff walked off the job when Garrick’s payment card was declined for the third time.

By the time I returned to Sarah Vance’s office, the legal fallout had gone parabolic.

"Garrick just tried to retain Arthur Pendelton," Sarah said, a satisfied smirk touching her lips as she reviewed a stream of encrypted emails. "Pendelton is the most ruthless white-collar defense attorney in the state. He charges twelve hundred dollars an hour."

"And?" I asked, setting down a cup of tea.

"Pendelton ran a conflict check and a retainer authorization," Sarah laughed softly. "The five-thousand-dollar retainer check bounced like a rubber ball. Pendelton dropped him within eight minutes. Right now, Garrick has zero access to institutional capital. He’s running on whatever cash he has in his wallet."

Just then, my personal phone rang. It was the security guard stationed at the front gate of my quiet suburban subdivision—the modest, three-bedroom house where I had raised Lily and Toby alone since my divorce five years ago.

"Ms. Sterling?" the guard’s voice crackled through the speaker. "We have a situation at the visitor gate. A gentleman driving a black Mercedes G-Wagon is screaming at the intercom. He’s claiming to be your brother. He’s threatening to ram the gate arm if we don’t let him through."

My heart hammered against my ribs, but the fear was instantly replaced by a fierce, protective rage. Lily and Toby were at home with my trusted neighbor, Mrs. Gable.

"Hold him there," I commanded into the phone. "Do not open the gate. Call the local police immediately. He is subject to an active civil restraining order filed two hours ago."

"Understood, ma'am. The police are already on their way."

Sarah grabbed her coat. "Let's go. I'm driving."

We reached my neighborhood twenty minutes later. Two patrol cruisers with flashing blue lights were parked diagonally across the entrance, boxing in Garrick’s glossy six-figure SUV.

Garrick was pinned against the hood of his own vehicle, his hands cuffed behind his back. His designer cashmere sweater was twisted around his neck, his hair wild, his face purple with rage.

"You can't do this to me!" Garrick screamed at the two officers holding him down. "I am Garrick Sterling! Do you know who my friends are? I know the mayor! I play golf with the state attorney general!"

"Sir, shut your mouth and get in the back of the car," the older officer muttered, entirely unimpressed by the tantrum. "You nearly ran down a private security officer and you're trespassing on private property."

Sarah parked our sedan along the curb. I stepped out into the cold dusk, walking slowly toward the patrol car.

Garrick saw me. His eyes bulged, veins standing out like cords along his throat.

"Clara! Clara, call them off! Tell them who I am!" he shrieked, his voice breaking into a humiliating, high-pitched squeak. "You're ruining me! Do you know what you’ve done? My accounts are locked! My mortgage on Whispering Pines is due on Friday! If I don't pay the bridge loan, they’re going to take everything!"

I stopped three paces from him, keeping my hands deep in the pockets of my wool coat. I looked at my brother—the boy who had been given every advantage, the golden child who had been fed the finest cuts while I was given the scraps, the man who had stolen millions from his own sister without a shred of remorse.

"You took everything from me twenty-one years ago, Garrick," I said, my voice cutting through the hum of the police sirens. "You took my college fund. You took my peace of mind. You took my children's security. You watched me break my back working sixty-hour weeks while you bought yachts with my grandfather's blood."

"It was Mom's idea!" he sobbed, the arrogance completely vanishing, replaced by the pathetic sniveling of a coward caught in the daylight. "She told me the money was family money! She told me you were too weak to handle it! Clara, I was just twenty-one! I didn't know the law! She handed me the checks and I spent them! It was Mom! Blame Mom!"

The police officer looked at Garrick with utter disgust.

"You were twenty-one when it started," I replied coldly. "You were thirty-eight when you wired eleven point four million dollars to the Caymans six days ago. You weren't a child, Garrick. You were a thief."

"Clara, please!" he begged, tears running freely down his cheeks now, dripping onto his luxury sweater. "Think of Vanessa! Think of the twins! They’re your nieces! You can't leave them with nothing!"

"I won't leave them with nothing," I said, looking him dead in the eyes. "I will make sure they have a good education, and I will make sure they have medical care. But they will never receive a single dime from you. And they will grow up knowing that their father was a criminal who stole from his own flesh and blood."

"Take him away," Sarah Vance told the officers, handing the lead sergeant a copy of the emergency protective order.

The officer shoved Garrick into the hard plastic backseat of the cruiser. As the heavy door slammed shut, Garrick pressed his tear-stained face against the tinted glass, screaming words that were lost to the winter wind.

I turned away, looking toward the quiet street where my children were waiting.

May you like

"One down," Sarah murmured, checking her watch. "Now, Clara... let's go to Elmwood Lane. It's time to open your grandfather's vault."

***

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