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Chapter 6 - The Sunday Morning Audit

The text message from Teresa arrived at 8:15 on Sunday morning.

Danielle Marie. Your sister called me in complete hysterics from the city. She said you threatened to ruin her credit and refused to help her with her monthly expenses. What kind of cruel, vindictive monster attacks her own sister during a national holiday weekend? You will come to this apartment at noon today, you will apologize to your sister on your knees, and you will transfer the funds she needs before your father’s blood pressure sends him to the emergency room. Do not test me.

I read the message twice, sitting in the passenger seat of David Sterling’s silver Mercedes sedan as we idled at the corner of Belden and Clark.

Beside me, David was dressed in an expensive charcoal wool overcoat, his leather litigation bag resting on the center console. In the backseat, my trusted college friend, Sarah, was sitting beside Chloe, playing a game of peek-a-boo with a small plush bear we had bought at the pharmacy down the street.

“Is the electronic registry cleared?” I asked David, sliding my phone into my coat pocket.

David tapped the screen of his iPad, which was mounted to the dashboard.

The Cook County Recorder of Deeds portal was open. Under permanent index number 14-33-201-042-0000, the status had shifted from Conditional Life Estate to Fee Simple Absolute — Sole Titleholder: Danielle M. Miller.

A secondary document was pinned directly beneath it: Notice of Immediate Lease Forfeiture and Demand for Immediate Vacation of Premises, Case No. 2026-CH-08814.

“Recorded at 7:30 AM through the emergency judicial weekend queue,” David said, his fingers flicking across the screen. “The clerk of the chancery division stamped the electronic seal twenty minutes ago. Furthermore, because of the active forgery indicators on the quitclaim deed, the state’s attorney’s office has assigned an investigator to review the notary’s stamp tomorrow morning.”

David turned in his seat, looking at me with those steady, unblinking gray eyes that had terrorized corporate defense panels across three states.

“You’re sure you want to do this in person, Dani? I can have the Cook County Sheriff’s Civil Process Division serve the notice tomorrow morning at eight. It’s cleaner. It avoids the domestic theater.”

“No,” I said, looking up at the four-story brick facade of the building where I had spent the last five years paying for other people’s arrogance. “They pushed my daughter into a minus-five-degree blizzard on Friday night because they thought I was too weak to defend her dinner. If I let a process server do this, Teresa will convince herself it was a bank error. She needs to look me in the eye when the floor drops out.”

David nodded once, unlatched his door, and stepped out into the freezing winter air.

We didn't take the service stairs.

We walked through the heavy wrought-iron front entrance of the building, our boots clicking sharply against the restored marble floor of the vestibule. I entered the private brass elevator cage, inserted the master security key I had held since 2021, and pressed the button for the fourth floor.

The hydraulic motor hummed, lifting us smoothly through the core of the building.

When the elevator doors slid open, they parted directly into the private, hardwood foyer of the four-bedroom apartment.

The smell hit me first.

It was the rich, buttery aroma of fresh bacon and cinnamon rolls baking in the oven. The apartment was warm, heated to seventy-four degrees by the building’s central steam system—a utility bill I had paid through automated ACH withdrawal every month since the pandemic.

In the living room, through the wide arched doorway, my father was sitting in his leather recliner, his feet propped up, watching a Sunday morning football pre-game show on the sixty-five-inch flat-screen television I had purchased for his seventy-fifth birthday.

At the dining room table, Teresa was setting out the good china—the gold-rimmed plates she only used when Vanessa was coming over for brunch.

She stopped mid-stride, a porcelain coffee cup poised in her hand, as the elevator doors clicked shut behind David and me.

Her eyes flicked from my face to David’s tailored overcoat, then to the heavy leather litigation bag tucked beneath his arm. A look of sharp, defensive irritation flared across her powdered features, tightening the corners of her mouth.

“Danielle,” Teresa said, her voice rising in that grating, performative register she used when she wanted to establish moral superiority before a single word of discussion could occur. “You’re early. And who told you that you could bring an uninvited stranger into this home on a Sunday morning?”

I didn't answer her.

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I walked into the center of the dining room, stopped three feet from the edge of the mahogany table, and slipped my hands into the pockets of my wool coat.

“Good morning, Teresa,” I said.

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